Collect from guests on the method they already use, and pay hosts the moment a stay is confirmed, on instant rails, in the currency they choose, from one integration.

Card-based processing taxes a rental business three ways at once. Hosts wait days for their money because the card takes days to settle, and your best hosts feel the cash-flow squeeze. Guests paying from abroad get declined when their bank blocks a foreign card, and the booking is lost. And weeks after checkout a chargeback lands, and your team digs up agreements and photos to fight it. Run that across every market, each with its own provider, and reconciliation breaks before you scale.

Real-time rails fix all three at once. A push payment like Pix or SPEI clears in seconds, so hosts are paid at T0, not in days. It is the method the local guest already uses, so foreign-card declines fall away in your core markets. And because the guest pushes the money, there is no card chargeback to fight weeks later. One integration collects, splits the booking across host, cleaning and commission, and pays the host, at 80 to 90 percent below card cost. With Smart Accounts the owner also chooses the currency they receive, local or USD, no matter where they live.

guest checkout on the local real-time method for higher completion, instant host payouts at T0, automatic split across host, cleaning and commission, deposit hold and clean release, no-chargeback collection on push rails, and owner payouts in the currency they choose, local or USD, wherever they live.

card-frame stat (80 to 90 percent cheaper than cards; Brazil card ~2.2% vs Pix, BIS 2022; market figures, not our quote).