Conomy is the local payments infrastructure high-transaction platforms use to collect and pay out across Latin America. One integration reaches the region’s real-time rails, so you charge and disburse in local currency, split across parties, and hold multi-currency treasury, without stitching a provider per market.

It’s the single layer that lets a platform charge users and pay counterparties in every Latin American market it operates in, on the rails each market actually uses. Instead of one integration to collect, another to pay, and a card network taking a cut, Conomy runs both directions on real-time rails, in local currency, from one API.

Each market with its own real-time methods, all through the same integration.

In Latin America the money already moves in real time, and those methods are what payers reach for first. Building RTP-first gives three things at once: cost 80 to 90 percent below cards, instant T0 settlement, and the payer’s preferred method in each market. It’s an architecture, not a discount.

In Brazil, a card can cost around 2.2% of a transaction while Pix costs a fraction of that (BIS, 2022).

Market figures, not our quote; Conomy pricing is set per client.