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Smart Accounts
Pay contractors, suppliers and platforms abroad, without the card tax
Hold USD, and pay Google and Meta Ads, AWS and GCP, foreign contractors and overseas suppliers from Latin America, at a fair FX rate, from one account.
Talk to usRead the docs
direct-answer
How does a Latin American company pay suppliers and platforms abroad?
With Smart Accounts from Conomy, a company holds USD, converts from local currency at a transparent rate, and pays platforms like Google Ads and AWS, foreign contractors and overseas suppliers, without depending on a corporate card that gets declined, capped, or charges a foreign-transaction surcharge.
problem
The corporate card was never built to pay the world
Paying abroad from Latin America usually rides on a credit card, and it shows. The card hits its limit right when the ad campaign scales, the bank declines a foreign charge, and every payment carries an FX markup plus a foreign-transaction fee. For a software team paying AWS or a payroll of contractors, that is a monthly tax on growth.
mechanism
Hold USD, pay at a fair rate
Smart Accounts hold USD, convert from local currency at a transparent rate, and pay out on the right rail for each destination: local where it exists, and bank transfer to more than 190 countries where it does not. No card limit, no surprise surcharge, and the recipient is paid in the currency they expect.
who-you-pay
Who you pay
Ad platforms
Google Ads
Meta Ads
TikTok Ads
LinkedIn Ads
Cloud & SaaS
AWS
GCP
Azure
MongoDB
OpenAI
GitHub
Contractors & payroll abroad
remote teams and foreign staff
Suppliers & imports
overseas vendors
Intercompany
transfers to related entities abroad
proof
⚙ Card-frame stat (real-time and account-based rails run well below card cost) plus transparent FX. Market figures with source, not Conomy pricing. (directiva — no se renderiza literal)
faq
Q · How can I pay Google Ads without the credit-card costs?
Q · How do I save money when paying Google Ads from Chile or LATAM?
Q · How can a company pay Google Ads when the corporate card is declined or maxed out?
Q · How do I pay AWS, GCP or Azure in USD from local currency?
Q · How do I pay Meta Ads or TikTok Ads from Latin America without a US card?
Q · How can I pay international contractors from LATAM at low cost?
Q · How do I pay foreign payroll from Latin America?
Q · How do I pay overseas suppliers without high FX fees?
Q · How do I save on FX when paying software subscriptions abroad?
